Senior Product Manager - Payments Rails
N26
About the OpportunityIn this role you will:Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvementDrive the implementation of new payment rails and features based on business data, customer insights, and company strategyCollaborate closely with Engineering and Design to build intuitive and compliant payment journeysLead scoping and prioritization to deliver high-impact features, ensuring alignment between short-term goals and long-term visionAct as the main point of contact and work cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory alignment and business success across payment schemesMonitor and optimize the product funnel, collaborating with data teams to inform decisions that improve performance, scalability, and user experienceWhat you need to be successful:5+ years of experience in Product Management, ideally gained in a FinTech, banking environment, PSP provider, or online retailHands-on experience with payment scheme integrations (e.g. SEPA, SWIFT, FPS, or local rails)Proven track record of launching platform or backend-heavy products in a regulated environmentExcellent analytical skills, able to dive into specs, flows, and payment dataSolid understanding of product prioritization and stakeholder managementStrong collaboration and communication skills, across disciplines and culturesEducational background in STEM, business, or economics; MBA, MS or equivalent is a plusStrong grasp of agile product development and deliveryTraits:Customer-first thinking, even in platform workStrategic but hands-on, you can zoom out and executeComfortable in ambiguity and complex ecosystemsCuriosity for global payments and evolving market infrastructureGive and receive open, direct and timely feedback.Who we areN26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.Sounds good? Apply now for this position.Equal Opportunities:We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.