Loan Processor

Team Architects
Full-time
On-site

Job Title: Loan Processor  

Position Summary

We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.

Key Responsibilities

Loan Intake & Initial Review

  • Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.)
  • Ensure completeness and accuracy prior to submission to underwriting
  • Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards

Borrower Communication & Support

  • Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle
  • Clearly communicate outstanding document needs, next steps, and timelines

Coordination & Pipeline Management

  • Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents.
  • Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings
  • Follow up with internal underwriting and credit teams for file decisions and escalations as needed
  • Verify compliance with loan program guidelines, investor overlays, and risk tolerances

Requirements

Requirements

Education & Experience

  • Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)
  • Familiarity with various ownership structures (LLCs, corporations, trusts)

Technical Skills

  • Strong understanding of loan documents, title reports, and property insurance requirements
  • Ability to read and interpret credit, background, entity documents, and title reports

Soft Skills

  • High attention to detail and organizational skills
  • Excellent written and verbal communication
  • Strong problem-solving abilities and a proactive, solutions-oriented mindset
  • Ability to thrive in a fast-paced, deadline-driven environment

Benefits

Base Salary Range

  • Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure):
    $55,000 – $65,000
  • Mid-Level (3–5 years with relevant experience):
    $65,000 – $70,000

Compensation & Benefits

  • Competitive salary plus bonus opportunity
  • Health, dental, life, and vision insurance
  • 401(k) with company match
  • Remote or hybrid flexibility depending on location

In addition to your resume, please complete the following job fit assessment as part of your application:

https://TeamArchitects.asmt.io/X7WH4F99F/LoanProcessorJob-Assessment